In 2026, the FHA loan limit in Manchester county of Chesterfield, VA is $546,250 for a single-family home. For 2-units, it's $699,300; for 3-units, it rises to $845,300; and for 4-units, the maximum is $1,050,500.
The maximum amount for conventional loans on a single-family home is $726,200. For a 2-unit property, it is $929,850; for 3-units, $1,123,900; and for 4-units, the cap is $1,396,800.
Use our FHA calculator to discover today’s leading FHA rates and determine your required downpayment, income, credit, reserves, and necessary documents to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms to other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans to find the best fit.
Lendersa® quickly compiles data from numerous lenders and matches it to your unique financial profile within seconds.
The Loan Limits Comparison Table for 2026 in Manchester county, Chesterfield, VA features comparisons for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For income, reserves, and credit qualifications, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $428,700 | $428,700 | $428,700 | $428,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
