In the year 2026, if you're considering FHA loans in Meadowbrook county of Chesterfield, VA, know that the loan limit is $546,250 for a single-family home. Meanwhile, for 2-units it’s $699,300, for 3-units it's $845,300, and for properties with 4-units, it’s $1,050,500.
As for conventional loans, the maximum loan amount permitted on a single-family residence stands at $726,200. For 2-unit homes, it’s $929,850, for 3-units it is $1,123,900, and for 4-units, the limit reaches $1,396,800. Consider these limits when planning your real estate investment or purchase.
Discover today’s FHA best rates with our FHA calculator, which helps you assess necessary financial requirements including the downpayment, income, credit status, reserves, and the documents you’ll need to qualify.
If you want to thoroughly evaluate your options, compare loan offers from a group of 100 diverse lenders. This comparison will provide insights that could be pivotal to the final decision.
With the Lendersa® calculator, you can effectively compare FHA rates and terms alongside other loan programs. These include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans. By exploring these options, you understand exactly where FHA fits in the array of possible choices for your financial and housing goals.
Lendersa® draws on data from a vast array of lenders, efficiently matching this information against your unique financial profile and requirements. This quick comparison aids in pinpointing the most suitable loans available.
The Loan Limits Comparison Table for 2026 in Meadowbrook county, Chesterfield, VA lets you evaluate maximum loan amounts across an extensive range of loans. From FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, to Super Jumbo, Reverse Mortgage (HECM), and hard money loans, comparisons are easy. You can also use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess various requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $428,700 | $428,700 | $428,700 | $428,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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