In 2026, FHA loan limits in Bensley, Chesterfield, VA, are $546,250 for a single-family home and increase to $699,300 for two units, $845,300 for three units, and $1,050,500 for four units.
For conventional loans, the maximum is $726,200 for a single-family residence, with $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to find today's best FHA rates and determine downpayment, income, credit score, reserves, and necessary documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. Explore and contrast options between Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® collects data from thousands of lenders to swiftly match it to your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Bensley, Chesterfield, VA, offers a view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® SLIQ™ for eligibility requirements concerning income, reserves, and credit score.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $428,700 | $428,700 | $428,700 | $428,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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