FHA Loan Limits for Norfolk, Norfolk County, VA in 2023

In 2025, FHA loan limit in Norfolk county of Norfolk, Virginia is $507,150 for a single-family home, $649,250 for 2-units, $784,800 for 3-units, and $975,300 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

Compare loan offers from 100 lenders

Compare your loan options in Norfolk, VA

Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

Lendersa® gets loan program data from thousands of lenders and, in seconds, compares it against your unique financial profile and needs.

Loan Limits Comparison Table for 2025 in Norfolk county of Norfolk, Virginia compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Norfolk county of Norfolk, VA

SFR 2 Units 3 Units 4 Units
FHA $507,150 $649,250 $784,800 $975,300
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $0 $0 $0 $0
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Temple Mortgage LLC
  • 440 Monticello Ave, Suite 1850, Norfolk, VA, 23510
  • Temple Mortgage LLC is a company dedicated to providing quality financial services. We specialize in offering the lowest rates available and tailoring the services to meet the needs of our customers. Our qualified staff is available to answer any questions regarding property purchases, ReFinancing of primary and secondary property.
  • Port of Hampton Roads ILA Federal Credit Union
  • 1355 International Terminal Boulevard, Suite 102, Norfolk, VA, 23505
  • The Port of Hampton Roads ILA Federal Credit Union is a financial institution owned and controlled by it's members. It continues to exist solely for the financial benefit of it's members through their ability to save money in the form of Share (deposits), purchasing of savings certificates (certificates of deposits) and other savings mechanisms.
  • Dragas Mortgage Company
  • 4532 Bonney Rd, Suite A, Virginia Beach, VA, 23462
  • Dragas Mortage is a locally owned and operated lender in Hampton Roads for over 50 years. We provide personalized mortgage lending across Virginia. Whether purchasing a home or refinancing, our dedicated team will help you get prequalified quickly and easily and help you every step of the way. We're local and we're here for you
  • OVM Financial
  • 5040 Corporate Woods Drive, Suite 100, Virginia Beach, VA, 23462
  • Welcome to the McNulty Team at OVM Financial, where superior service meets down to earth reliability. Our team provides an unparalleled level of mortgage understanding, allowing you to enjoy a smooth and seamless process. We aim to serve you, and we take great pride in exceeding your expectations.
  • Prime Mortgage Resources, Inc.
  • One Columbus Center, Suite 600, Virginia Beach, VA, 23462
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Virginia Wholesale Mortgage Incorporated
  • 249 Central Park Ave, Suite 300, Office 116, Virginia Beach, VA, 23462
  • Whether you’re buying, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who gives you quick and accurate financial advice.
  • Bay Mortgage, LLC
  • 600 Virginia Beach, Virginia Beach, VA, 23462
  • We offer our clients the rare and valuable combination of consistently competitive rates, a very experienced team, and a superior service platform. We welcome the opportunity to share with you specifically how we provide these benefits to our clients and also providing an uniquely pleasant mortgage transaction experience where we act professionally
  • Home Free Mortgage
  • 249 Central Park Ave, Suite 300, Virginia Beach, VA, 23462
  • Home Free Mortgage you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.