For the year 2025, the FHA loan limits in Hampton, located in the county of Hampton, VA, are set at $507,150 for a single-family residence. For properties with two units, the limit is $649,250, for three units it's $784,800, and for those with four units, it is $975,300.
The highest allowed loan amounts for conventional loans are $726,200 for single-family homes. For two-unit homes, the limit is $929,850, $1,123,900 for three units, and $1,396,800 for four-unit buildings.
Take advantage of our FHA calculator to uncover today's top FHA rates and find out the necessary down payment, income level, credit standing, reserves, and additional documents required for qualifying.
With Lendersa®, you can effectively compare the rates and terms of FHA loans to those of other available loan programs. This includes the evaluation of Conventional loans, Jumbo loans, VA, USDA, Non-QM, as well as hard money loans, all compared side by side with FHA options.
Lendersa® aggregates loan program details from numerous lenders and quickly aligns this data with your unique financial profile and needs.
The Loan Limits Comparison Table for 2025 in Hampton, within Hampton county of VA, enables comparison among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $507,150 | $649,250 | $784,800 | $975,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $367,000 | $367,000 | $367,000 | $367,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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