In 2026, the FHA loan limit for Suffolk in Suffolk county, VA, is $507,150 for a single-family home, $649,250 for two units, $784,800 for three units, and $975,300 for four units.
For conventional loans, the maximum loan amount on a single-family residence is $726,200, with $929,850 for properties with two units, $1,123,900 for three units, and $1,396,800 for four units.
Utilize our FHA calculator to discover today’s best FHA rates and find out what down payment, income, credit, reserves, and documentation are needed to qualify.
With the Lendersa® calculator, compare FHA rates and terms against other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly analyzes data from thousands of lenders against your unique financial profile.
View the Loan Limits Comparison Table for 2026 in Suffolk, VA, comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $507,150 | $649,250 | $784,800 | $975,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $367,000 | $367,000 | $367,000 | $367,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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