For the year 2026, the FHA loan limits for properties in Salem county of Salem, VA are defined as follows: for a single-family home, the ceiling is set at $472,030. If the property is composed of two units, the allowed limit rises to $604,400. Moving to residences with three units, the limit reaches $730,525, and for those with four units, the maximum loan limit is $907,900.
With conventional loans, the maximum allowable loan amount for a single-family dwelling is $726,200. For properties consisting of two units, it elevates to $929,850. For residences with three units, this extends to $1,123,900, and for four-unit properties, it is capped at $1,396,800.
Utilize our comprehensive FHA calculator to uncover today’s top FHA rates and discern the necessary down payment, income requirements, credit standing, reserves, and documents essential for qualification.
The Lendersa® calculator allows for an in-depth comparison of FHA rates and terms against various other available loan programs. Take advantage of the opportunity to explore and contrast a range of options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all in relation to FHA options.
Lendersa® compiles extensive loan product data from a significant number of lenders. It expedites comparisons, evaluating these options against your own personal financial profile and needs in just seconds.
Access the Loan Limits Comparison Table for 2026 in Salem county of Salem, VA, to scrutinize and compare maximum loan amounts for an array of financing types including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Delve into qualification requirements such as income, reserve requirements, and credit scores with the help of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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