For the year 2026, the FHA loan limit in South-Riding county within Loudoun, VA, is $822,375 for a single-family home. The limit for two-unit properties stands at $1,053,000, for three units, it is $1,272,750, and for four-unit dwellings, it is $1,581,750.
The maximum loan amount available for conventional loans on a single-family home is $822,375. For homes with two units, the limit is $1,053,000; for those with three units, it's $1,272,750; and for four units, it's $1,581,750.
Use our FHA calculator to view today’s best FHA rates and calculate the necessary down payment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows for the comparison of FHA rates and terms with all other loan programs. You can evaluate and compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® gathers loan program data from an extensive network of lenders, comparing it swiftly against your specific financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in South-Riding county of Loudoun, VA, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification requirements like income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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