2026 FHA (Government Loans) Limits for Chantilly, Fairfax County, Virginia

In 2026, in Chantilly county of Fairfax, VA, the FHA loan limit is $1,089,300 for a single-family home, $1,394,775 for 2-unit properties, $1,685,850 for 3-units, and $2,095,200 for 4-unit buildings.

The conventional loan maximum for a single-family residence is $1,089,300, rising to $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.

Utilize our FHA calculator to find today’s top FHA rates and assess the downpayment, income, credit, reserves, and documents required to qualify.

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Evaluate your loan alternatives in Chantilly, VA

The Lendersa® calculator allows you to compare FHA rates and terms with all other loan programs. Explore options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in relation to FHA offerings.

Lendersa® accesses extensive loan program data from numerous lenders, comparing it efficiently against your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Chantilly county of Fairfax, VA allows you to compare maximum amounts of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Chantilly county of Fairfax, VA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $657,900 $657,900 $657,900 $657,900
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Chantilly FHA Lenders

  • Justice Federal Credit Union
  • 5175 Parkstone Drive, Suite 200, Chantilly, VA, 20151
  • Lends in Virginia
  • The Justice Federal Credit Union Foundation was founded with a mission to offer programs and engage in charitable activities that promote education, recognize professional excellence and caring for others, reduce hardship, and improve the lives of Justice Federal Credit Union Members

  • Freedom Bank
  • 4211 Pleasant Valley Road, Chantilly, VA, 20151
  • Lends in Virginia
  • Freedom Bank strives to provide compelling ideas, relevant financial products and exceptional service to our clients in the way they wish to be served. We concentrate on industry verticals to deliver unique, sector-specific solutions and have market executives to engage local businesses and communities.

  • Empower Home Mortgage LLC
  • 4200 Pleasant Valley Road, Suite A, Chantilly, VA, 20151
  • Lends in Virginia
  • Empower Home Mortgage, our mission is simple. Whether you are purchasing a new home or refinancing, we want to ensure that you feel comfortable with the process and are at ease. Our experienced mortgage professionals will guide you step by step through the process and keep you informed throughout.

  • UNITED MORTGAGE CORPORATION
  • 4080 Lafayette Center Drive Suite 100, Chantilly, VA, 20151
  • Lends in Virginia
  • United Mortgage Corporation has provided industry-leading mortgage services and helped countless home buyers and homeowners find financing solutions to meet their needs. Our reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance.

  • Bluestone Home Loans LLC
  • 14382 Flourcastle Court, Centreville, VA, 20120
  • Lends in Virginia
  • Bluestone Home Loans LLC was created to better serve the needs of the customer. Our founder, Matt McMahon, learned the business as a loan officer at a large regional bank. He valued his time there and worked with many outstanding individuals. Bluestone Home Loans is exclusively a Virginia mortgage brokerage.

  • St Michael Mortgage LLC
  • 5381 Lavender Mist Court, Centreville, VA, 20120
  • Lends in Virginia
  • St Michael Mortgage LLC Is to provide exceptional service at competitive pricing to those in need of mortgage Loans, refinancing, and consulting services, ensure our clients’ needs are met, and respect and hold dear the client base that ensures our successful future and also We are a for profit company in the practice of mortgage.

  • Hayden Home Mortgage LLC
  • 25775 Tullow Pl, Chantilly, VA, 20152
  • Lends in Virginia
  • As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.

  • CityWorth Loans
  • 11781 Lee Jackson Hwy, 1st Floor, Fairfax, VA, 22033
  • Lends in Virginia
  • CityWorth our mission is to serve every customer with honesty, integrity and competence. Our goal is to provide our clients with a combination of low rates and fees along with providing expert advice and guidance throughout the entire loan process. We will work closely with each client to ensure that we are recommending the best program.

  • Jolene Moore
  • 3975 Fair Ridge, Suite 320N, Fairfax, VA, 22033
  • Lends in Virginia
  • Jolene Moore's Team offers mortgage financing you can trust. We are committed to excellent customer service and personalized guidance throughout the loan process. We will work with you to find the best mortgage solution that fits your needs. We pride ourselves on constant communication and our willingness to go the extra mile.

  • Monarch Mortgages LLC
  • 4114 Legato Road, Suite 320, Fairfax, VA, 22033
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with expert guidance, a complete array of loan options, competitive interest rates and leading class customer service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.