2026 FHA (Government Loans) Limits for Chantilly, Fairfax County, Virginia

In 2026, in Chantilly county of Fairfax, VA, the FHA loan limit is $1,089,300 for a single-family home, $1,394,775 for 2-unit properties, $1,685,850 for 3-units, and $2,095,200 for 4-unit buildings.

The conventional loan maximum for a single-family residence is $1,089,300, rising to $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.

Utilize our FHA calculator to find today’s top FHA rates and assess the downpayment, income, credit, reserves, and documents required to qualify.

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Evaluate your loan alternatives in Chantilly, VA

The Lendersa® calculator allows you to compare FHA rates and terms with all other loan programs. Explore options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in relation to FHA offerings.

Lendersa® accesses extensive loan program data from numerous lenders, comparing it efficiently against your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Chantilly county of Fairfax, VA allows you to compare maximum amounts of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Chantilly county of Fairfax, VA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $657,900 $657,900 $657,900 $657,900
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Custom Financial Services Inc.
  • 22527 Crenshaw Blvd. #201, Torrance, CA, 90505
  • Lends in Virginia
  • We do loan and real estate. all kinds of loans. Residential, Commercial, Private Money Loans. We started in 1964 as an Auto Finance Company. In 1972 when Banking Regulations changed, we entered the market of Private Party real estate loans. We have evolved with the marketplace. Mr. Levy has been involved in this business since 1991.

  • HBS Funding
  • 3812 Sepulveda Blvd Suite 310, TORRANCE, CA, 90505
  • Lends in Virginia
  • HBS Finance provides nationwide real estate mortgages and corporate banking financial solutions. We utilize conventional financing sources; commercial banks, industrial finance companies, SBA and private investors to serve the financial needs of our clients. Because HBS Finance understands mortgage banking and commercial lending.

  • Private Lending Company Inc.
  • 22527 Crenshaw Blvd, Suite 201, Torrance, CA, 90505
  • Lends in Virginia
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  • Go Direct Lenders, LLC
  • 17525 Ventura Boulevard, Suite 107, Encino, CA, 91316
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Millennial Home Lending, Inc.
  • 9200 Oakdale Avenue, Suite 501, Chatsworth, CA, 91311
  • Lends in Virginia
  • The Millennial Home Lending team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Surest Capital Company
  • 1223 Wilshire Blvd #980, Santa Monica, CA, 90403
  • Lends in Virginia
  • Surest Capital Company: Strategic Financing for Investors and Entrepreneurs

    Led by Brian Nichols, Surest Capital Company specializes in commercial and non-QM mortgage advisories, arranging $1M–$25M loans for multifamily and mixed-use properties. Reach out at [email protected] or call 213-867-4223. We connect you to banks, credit unions, an

  • Wela Financing
  • 843 4th street, Santa Monica, CA, 90403
  • Lends in Virginia
  • Founded by Olga Elmanovich, a highly experienced private lender, Olga is a trusted name in the field of hard money lending. With over 20 years of expertise in the industry, she has been providing flexible and reliable financial solutions to individuals and businesses in need.

  • Cornerstone Mortgage
  • 4560 California Ave, Suite 300, Bakersfield, CA, 93309
  • Lends in Virginia
  • Cornerstone Mortgage is a locally owned and operated company with over twenty five years of experience in the lending industry. We offer a variety of loan products to fit our client’s specific needs. Each client is different and their lifestyles require special planning. We are dedicated to helping our clients choose the right loan.

  • First American Wholesale Lending Corp
  • 6303 Owensmouth Ave 10th Floor, Woodland Hills, CA, 91367
  • Lends in Virginia
  • Founded in 2006, First American Wholesale Lending is the #1 lender with a diversified portfolio of mortgage products that can cater to any client’s needs. We work with any client, regardless of experience and loan closing occur in as fast 5 days. We have help thousands over the years. There is no deal we cannot fund.

  • LendMe
  • 23149 Califa St, Woodland Hills, CA, 91367
  • Lends in Virginia
  • "At LendMe, we’re committed to providing unique lending solutions to real estate investors for business purpose loans.



    If you’re a real estate investor, our team at LendMe can help you reach your goals and meet your deadlines. Feel free to reach out to us today and see how we are able help!"