For the year 2026, the FHA loan limits in Centreville county, which is part of Fairfax, VA, are defined as follows: $1,089,300 for single-family homes, $1,394,775 for 2-unit properties, $1,685,850 for 3-units, and $2,095,200 for 4-units.
Regarding conventional loans, the maximum borrowing amount is $1,089,300 for a single-family house, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for fourplexes.
Our FHA calculator can help you discover the most favorable FHA rates currently available and guides on what down payment, income, credit score, reserves, and documents are required to qualify.
Use the Lendersa® calculator to effectively compare FHA rates and terms with other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® accesses loan data from many lenders, quickly aligning it with your financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Centreville county of Fairfax, VA offers insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For assessing qualification parameters like income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is useful.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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