In 2026, the FHA loan limits for Sterling county of Loudoun, VA are set at $1,089,300 for a single-family home. Two-unit properties have a limit of $1,394,775, three-unit properties are limited to $1,685,850, and four-unit buildings have a maximum of $2,095,200.
For conventional loans, the maximum loan amount for a single-family residence is $1,089,300. This increases to $1,394,775 for a two-unit property, $1,685,850 for three units, and $2,095,200 for a four-unit property.
Use our FHA calculator to find today’s best FHA rates and determine the necessary down payment, income requirements, credit standing, reserves, and documentation needed for qualification.
Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. You can explore and compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® collects extensive loan program data from thousands of lenders and quickly compares it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Sterling county of Loudoun, VA, helps you compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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