In 2026, the FHA loan limits for Herndon county in Fairfax, VA include $1,089,300 for a single-family home. If the property has two units, the limit is $1,394,775; for three units it's $1,685,850, and finally, for four units, it's $2,095,200.
For conventional loans on a single-family house, the maximum is $1,089,300. For two units, it's $1,394,775; for three units $1,685,850, and for a four-unit home, $2,095,200.
Use our FHA calculator to check the best FHA rates today and determine the necessary downpayment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. Examine Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers loan program data from thousands of lenders. It quickly compares the information to your specific financial profile and needs.
For 2026, see the Loan Limits Comparison Table in Herndon county of Fairfax, VA, which lets you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze qualification needs such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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