In 2025, for those interested in securing FHA loans in Dranesville county of Fairfax, VA, it's essential to know that the loan limits have been set as follows: $1,089,300 for a single-family home. If you're looking at a property with 2-units, the cap is adjusted to $1,394,775. For homes with 3-units, you can borrow up to $1,685,850, and for 4-units, the limit reaches $2,095,200. Understanding these limits is critical for planning your property financing strategy and ensuring it aligns with available borrowing options.
For conventional loans, prospective borrowers should be aware that the maximum for a single-family residence is capped at $1,089,300. For a 2-unit dwelling, the limit is defined as $1,394,775. When considering a 3-unit property, the ceiling is set at $1,685,850, and for 4-unit properties, it's $2,095,200. Knowing these limits aids buyers in making informed decisions based on their financial capacities and housing needs.
Utilize our FHA calculator to determine today's most competitive FHA rates while assessing the necessary downpayment, evaluating income levels, reviewing credit score requirements, checking reserve needs, and ensuring all needed documentation is prepared for qualification. This resource streamlines the process of financial planning and supports effective loan applications.
Additionally, enhance your financial insights by exploring loan offers from a pool of 100 diverse lenders, providing a broad selection of potential terms and rates suited to your unique financial profile.
The Lendersa® calculator serves as a valuable tool, enabling you to compare FHA rates and terms alongside a variety of other loan programs. This includes Conventional options, Jumbo loans, VA loans, USDA offerings, Non-QM, and even hard money loans. By examining all these options, borrowers can identify the loan choice that best aligns with their financial goals and requirements.
Lendersa® efficiently aggregates extensive data from thousands of lenders, performing rapid comparisons that align with your distinct financial profile and requirements. This allows for informed and confident lending decisions.
The Loan Limits Comparison Table for 2025 in Dranesville county of Fairfax, VA offers an in-depth review of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly examine qualification requirements such as income, reserves, and credit needs, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which simplifies and enhances your understanding of these fundamental financial aspects.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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