In 2025, the FHA loan limits set for properties in West-Springfield county of Fairfax, VA are as follows: $822,375 is the limit for a single-family home. For properties with two units, the limit increases to $1,053,000; for those with three units, the maximum extends to $1,272,750; and for residences with four units, the cap is $1,581,750.
For conventional loans, the highest loan amount accessible for a single-family residence is $822,375. This increases to $1,053,000 for two-unit homes, rises to $1,272,750 for those with three units, and reaches $1,581,750 for four-unit properties.
Take advantage of our FHA calculator for revealing today's top FHA rates. This tool assists in calculating downpayment needs, understanding income requirements, and assessing credit and reserves, as well as gathering the necessary documentation for qualification.
The Lendersa® calculator empowers you to compare FHA rates and terms with an array of other loan programs. Dive into a comprehensive analysis of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options to find the best fit for your budget and requirements.
Lendersa® collects extensive loan program data from a vast network of lenders, providing you with tailored comparisons that align with your unique financial profile and needs efficiently and swiftly.
Utilize the Loan Limits Comparison Table for 2025 in West-Springfield county of Fairfax, VA, to evaluate the highest loan amounts across several categories, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth evaluation of specific qualification criteria such as income, reserves, and credit readiness, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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