In 2026, the FHA loan limits for Springfield county of Fairfax, VA, are structured as follows: $1,089,300 for a single-family home. For properties with two units, the limit climbs to $1,394,775, for three-unit structures, it further rises to $1,685,850, and for four-unit buildings, it peaks at $2,095,200.
As for conventional loans, the highest permissible loan amount on a single-family residence is $1,089,300. If you're dealing with two-unit homes, the ceiling is $1,394,775, while for those with three units, it is $1,685,850, and it reaches $2,095,200 for four-unit properties.
Utilize our FHA calculator to discover today's most competitive FHA rates. This tool helps in identifying the downpayment, income criteria, credit requirements, financial reserves, and the necessary documentation required to qualify for assistance.
The Lendersa® calculator provides a method to compare FHA rates and terms directly with those of other available loan options. You can investigate and evaluate, side by side, offerings from Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA, to determine the ideal selection for your situation.
Lendersa® compiles extensive data from a multitude of lenders, efficiently comparing it with your unique financial criteria and specific needs to streamline finding the best available options for you.
Utilize the Loan Limits Comparison Table for 2026 in Springfield county of Fairfax, VA, which allows you to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess and understand qualification requirements like income, reserves, and credit benchmarks, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
