In the year 2026, the FHA loan limits in North-Springfield, located within Fairfax, VA, are set at $822,375 for single-family homes, with limits of $1,053,000 for 2-unit properties, $1,272,750 for 3-units, and $1,581,750 for 4-unit buildings.
When it comes to conventional loans, the cap for a single-family home is $822,375, increasing to $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
Our FHA calculator is a great tool for checking today's top FHA rates, as well as finding out the required downpayment, income, credit score, reserves, and documentation necessary to qualify.
With the Lendersa® calculator, you can easily compare FHA rates and terms against those of other loan programs. Investigate and contrast FHA with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly analyzes data from numerous lenders and matches them to your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in North-Springfield, Fairfax, VA, lets you compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess various qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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