In 2026, the FHA loan limits in Wolf-Trap county of Fairfax, VA are defined as follows: $822,375 for a single-family home, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
For a conventional loan, you can borrow up to $822,375 for a single-family residence. If purchasing a duplex, the limit is $1,053,000. For a triplex, it reaches $1,272,750, and for a fourplex, it is $1,581,750.
Use our FHA calculator to discover today’s best FHA rates. Assess your qualification criteria including required downpayment, income level, credit score, reserves, and necessary documents.
The Lendersa® calculator allows you to compare FHA rates and terms against other loan programs. This includes FHA, Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. By evaluating these options, you can determine the best fit for your needs.
Gathering data from thousands of lenders, Lendersa® provides quick and efficient comparisons that take into account your unique financial profile.
For 2026, use the Loan Limits Comparison Table in Wolf-Trap county, Fairfax, VA to examine maximum loan amounts across all your available options: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare the various qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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