As of 2026, within Woodlake county in Chesterfield, VA, the FHA loan limits stand at $546,250 for a single-family home. For two units, the limit is $699,300, for three units it is $845,300, and for four units, it reaches $1,050,500.
Regarding conventional loans, the upper limit for a single-family dwelling is $726,200. It increases to $929,850 for two-unit residences, $1,123,900 for three-unit structures, and $1,396,800 for properties with four units.
Use our FHA calculator to find the most favorable FHA rates today, alongside understanding the down payment, income, credit, reserves, and documentation required for qualification.
With the Lendersa® calculator, you can evaluate FHA rates and terms against all other loan programs. Dive into comparisons across Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans, side by side with FHA loans.
Lendersa® efficiently collects data from multiple lenders, allowing rapid comparison against your precise financial profile and needs.
The Loan Limits Comparison Table for 2026 in Woodlake, within Chesterfield, VA, offers a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $428,700 | $428,700 | $428,700 | $428,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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