In 2026, the FHA loan limit in Bellwood, Chesterfield, VA is $546,250 for single-family homes, $699,300 for two units, $845,300 for three units, and $1,050,500 for four units.
The maximum amount for conventional loans is $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit homes.
Use our FHA calculator to access today's best rates and to determine the downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare FHA terms with those of other loans. Examine FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® instantly compares loan data from numerous lenders to your individual financial profile and needs.
The Loan Limits Table for 2026 in Bellwood, Chesterfield, VA, offers comparisons of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage, and hard money loans. Use Lendersa® SLIQ™ to evaluate criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $428,700 | $428,700 | $428,700 | $428,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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