2026 FHA Loan Limits for Barre, Washington County, Vermont

In 2026, the FHA loan limits for Barre, within Washington county, VT, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three, and $907,900 for four units.

For conventional loans, the maximum amounts are $726,200 for a single-family home, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.

Use our FHA calculator to explore today’s top FHA rates and determine necessary downpayment, income requirements, credit, reserves, and documentation for qualification.

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The Lendersa® calculator compares FHA rates and terms against other loan types like conventional, jumbo, VA, USDA, non-QM, and hard money loans.

Lendersa® compiles data from thousands of lenders, providing rapid comparisons based on your financial profile.

The Loan Limits Comparison Table for 2026 in Barre, Washington, VT, shows maximums for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgages, and hard money. Evaluate qualification specifics such as income, reserves, and credit with the Lendersa® SLIQ™.

Loan limits Barre county of Washington, VT

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Barre FHA Lenders

  • Academy Mortgage Corporation
  • 164 S Main Street, Barre, VT, 05641
  • Lends in Vermont
  • Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives

  • MSA Mortgage, LLC
  • 18 Mad River Green, Waitsfield, VT, 05673
  • Lends in Vermont
  • The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.

  • Union Bank
  • 20 Lower Main St, Morrisville, VT, 05661
  • Lends in Vermont
  • Union Bank is a wholly-owned subsidiary of Union Bankshares, Inc. (UNB, traded on the NASDAQ Exchange). Headquartered in Morrisville, VT, since 1891, we are proud to be a community bank with a long record of service to the people and businesses of Northern Vermont and--more recently--Northern New Hampshire.

  • New England Federal Credit Union
  • 141 Harvest Lane, Williston, VT, 05495
  • Lends in Vermont
  • NEFCU is the largest credit union in Vermont serving members who live, work or attend school in many Vermont counties and some in New Hampshire. The Credit Union has over $1 billion in assets and more than 85, 000 members. We constantly strive to provide local and affordable products that are in the best interest of our members.

  • Mansfield Mortgage Professionals
  • 57 River Rd, Suite 1009, Essex Junction, VT, 05452
  • Lends in Vermont
  • Mansfield Mortgage is your local Vermont mortgage company. Helping Vermonters find the right home loan since 2006. Trying to find the right home loan can be difficult – finding the right mortgage company to help you get your loan can be even harder. With literally thousands of lenders to choose from borrowers can easily become overwhelmed.

  • Northfield Savings Bank
  • 210 College Street, Suite 201, Burlington, VT, 05401
  • Lends in Vermont
  • Northfield Savings Bank is a local, community bank that provides full-service banking to individuals, families and businesses – from Home Mortgages, Home Equity Loans, Business Loans to Checking Accounts and Online Banking. With 13 branches across Central and Northwest Vermont, we are proud to be the largest bank headquartered in Vermont

  • Asaro Mortgage, LLC
  • 125 Bank Street, Suite 1, Burlington, VT, 05401
  • Lends in Vermont
  • Asaro Mortgage was established in 2011 in Burlington, Vermont. The owner and broker is James Asaro. He has over 10 years of mortgage experience and hundreds of satisfied customers. James has lived in Burlington since 1996 and is a graduate from both Champlain College and the University of Vermont.

  • SPRUCE MORTGAGE, INC
  • 430 Shelburne Rd, Burlington, VT, 05401
  • Lends in Vermont
  • Spruce Mortgage, we understand what Vermont Homebuyers want – low mortgage rates, a quick turnaround, and honest advice. We know, because we’re Vermonters, too. Offering complimentary pre-approvals, loan estimates, and rate locks, it is no surprise as to why so many people choose us over our competitors

  • Vermont Mortgage Company
  • 135 College Street, Suite 1, Burlington, VT, 05401
  • Lends in Vermont
  • Vermont Mortgage Company is a trusted mortgage lending resource for Vermonters, and for soon to be Vermonters! Whether you are a first time home buyer, are buying a new home, are buying an investment property, or are refinancing your current mortgage; Vermont Mortgage Company will help guide you through.

Also lends in Vermont

  • Title Mortgage Solution
  • 7 Lebanon Street, Suite 105, Hanover, NH, 03755
  • We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.