For 2025, the FHA loan limits in Northfield, located in Washington County, VT, are structured as follows: $472,030 for a single-family home, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
Conventional loans have maximum loan amounts of $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit buildings.
Use our FHA calculator to determine today’s best FHA rates and understand what is required for downpayment, income, credit, reserves, and documentation to qualify.
The Lendersa® calculator enables you to compare FHA rates and terms with those of other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders and quickly evaluates it against your financial profile and needs.
The Loan Limits Comparison Table for 2025 in the Northfield area of Washington, VT, shows maximum amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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