In 2025, the FHA loan limits for Williamstown county in Orange, VT have been determined to provide structured financing solutions. The limit for a single-family home stands at $472,030. For residences with two separate units, the maximum loan amount is set at $604,400. If you are considering properties with three units, the allowable limit climbs to $730,525, and if four units are part of your plans, the cap increases to $907,900. These financial thresholds ensure that you have access to appropriate funding for a variety of housing sizes and types that may be available in the locality.
Conventional loans also offer substantial amounts, starting with a maximum loan limit of $726,200 for a single-family home. For a duplex setup, the cap rises to $929,850. Properties with three units are maximized at $1,123,900, and for those interested in four-unit homes, the ceiling reaches $1,396,800. This tiered structure is designed to meet the diverse housing needs and financing capabilities of various buyers and investors.
Our FHA calculator is a valuable tool for reviewing current FHA rates and understanding the financial components involved in securing a loan. It can assist in calculating the necessary downpayment and comprehensively evaluating qualifications such as income brackets, creditworthiness, reserves, and documentation needed to meet qualification standards. This ensures you're thoroughly prepared when applying for a loan.
The Lendersa® calculator stands as a pivotal tool that grants borrowers the ability to thoroughly compare FHA rates and terms against a wide variety of other available loan programs. These include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money lending options. By leveraging this calculator, users can explore and understand the best-suited loan product tailored to their financial goals, accommodating varying needs and preferences.
With Lendersa®, extensive loan program data is aggregated from thousands of lenders nationwide. This data supports agile comparisons tailored to your individual financial profile and requirements, enabling you to make well-informed decisions swiftly and with confidence.
Our detailed Loan Limits Comparison Table for 2025, displayed for Williamstown county of Orange, VT, provides in-depth insight into the maximum loan amounts sanctioned across multiple categories. These cover FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For further exploration into qualification requirements, including income, reserves, and credit evaluation, use the advanced features of the Lendersa® Super Loan Integrated Qualifier (SLIQ™), which offers nuanced guidance, helping you align your mortgage choices with your financial strategy effectively.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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