In 2025, FHA loan limits in St.-Albans, Franklin, VT, are $379,500 for a single-family home, $485,800 for two units, $587,250 for three units, and $729,800 for four units.
The max amounts permitted for conventional loans on a single-family residence are $548,250, with $702,000 for two units, $848,500 for three, and $1,054,500 for four units.
Use our FHA calculator to access today’s best FHA rates and determine downpayment, income, credit requirements, reserves, and documents needed to qualify.
Lendersa® calculator helps compare FHA rates and terms with those of other loans like conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® collects extensive data from thousands of lenders to quickly compare it against your financial profile and needs.
The Loan Limits Comparison Table for 2025 in St.-Albans, Franklin, VT, details maximum amounts for FHA, conventional, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) to review qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $379,500 | $485,800 | $587,250 | $729,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $303,600 | $303,600 | $303,600 | $303,600 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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