In 2026, the FHA loan limits for Fairfax located in Franklin, VT, are $492,200 for a single-family home, $630,100 for two units, $761,650 for three units, and $946,550 for four units.
The maximum loan amounts for conventional loans on a single-family residence are $726,200 for one unit, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to review today's best FHA rates and evaluate the downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with those of various other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® collects comprehensive data from thousands of lenders and swiftly analyzes it against your unique financial profile.
The Loan Limits Comparison Table for 2026 in Fairfax, within Franklin, VT, displays maximum amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $492,200 | $630,100 | $761,650 | $946,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $347,700 | $347,700 | $347,700 | $347,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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