In 2026, within Anacortes county of Skagit, WA, the FHA loan limits are set at $545,100 for a single-family home. Houses with two units have a limit of $697,800, those with three units are capped at $843,500, and four-unit homes can reach $1,048,300.
The highest loan amounts for conventional loans differ, with $726,200 available for a single-family home. Duplexes have a cap of $929,850, triplexes at $1,123,900, and four-unit properties reach a maximum of $1,396,800.
Our FHA calculator helps you find the most favorable current FHA rates and determine necessary downpayments, income levels, credit evaluations, reserves, and documentation for qualification.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan options, such as Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans, offering a comprehensive overview of the market.
Lendersa® quickly compiles data from thousands of lenders to provide comparisons tailored to your financial needs and profile.
The Loan Limits Comparison Table for 2026 in Anacortes county, Skagit, WA provides an overview of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a deeper analysis of qualification needs, such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $545,100 | $697,800 | $843,500 | $1,048,300 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $379,000 | $379,000 | $379,000 | $379,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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