For 2026, in La-Conner within Skagit, WA, the FHA loan limits are: $405,950 for a single-family home, $519,700 for 2-units, $628,200 for 3-units, and $780,650 for 4-units.
For conventional loans, the maximum for a single-family home is $548,250, increasing to $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Use our FHA calculator to find today's best FHA rates, and see the downpayment, income, credit, reserves, and documents needed to qualify.
Lendersa® calculator helps you compare FHA rates with those of other loan programs. Explore Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® quickly compares data from thousands of lenders to match your financial profile and needs.
The 2026 Loan Limits Table in La-Conner, Skagit, WA compares FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. To assess qualification factors like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $405,950 | $519,700 | $628,200 | $780,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $324,700 | $324,700 | $324,700 | $324,700 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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