As of 2026 in Bellevue, located within King county of WA, the FHA loan limits are set: for a single-family home, the limit is $977,500; for two-unit homes, it's $1,251,400; for three-unit residences, $1,512,650; and for four-units, $1,879,850.
For conventional loans, the highest allowable amount for a single-family dwelling stands at $977,500. For properties with two units, the maximum is $1,251,400; for those with three units, it's $1,512,650; and for four-unit homes, the limit is $1,879,850.
Utilize our FHA calculator today to discover the most competitive FHA rates and discern the requirements for down payment, income, credit, reserves, and necessary documentation for qualification.
Using the Lendersa® calculator, you'll be able to compare FHA interest rates and terms with various loan offerings. Delve into and compare options like Conventional loans, Jumbo mortgages, VA, USDA, Non-Qm, and hard money loans contrasted with FHA terms.
Lendersa® draws on data from numerous lenders to quickly match your specific financial profile and requirements, providing an efficient comparison.
In 2026, the Loan Limits Comparison Table for Bellevue, in the King county of WA, allows for a thorough comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To effectively compare eligibility criteria such as income, reserve requirements, and credit, utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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