In 2026, the FHA loan limits for Redmond county in King, WA are established as follows: $977,500 for a single-family home; $1,251,400 for properties with two units; $1,512,650 for those with three units; and finally, $1,879,850 for four-unit residences.
Regarding conventional loans, the maximum amounts are set at $977,500 for single-family homes, $1,251,400 for two-unit buildings, $1,512,650 for three-unit properties, and $1,879,850 for four-unit structures.
Utilize our FHA calculator to explore today’s top FHA rates and ascertain what is required for your down payment, income, creditworthiness, reserves, and the documentation necessary to qualify.
The Lendersa® calculator allows for comparison of FHA rates and terms against various other loan programs. Delve into Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money options alongside FHA loans to fully assess your opportunities.
Lendersa® compiles detailed loan program data from thousands of lenders and instantly aligns it with your individual financial profile and specific needs.
For 2026, the Loan Limits Comparison Table in Redmond county of King, WA provides a detailed comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan specifications. By utilizing the Lendersa® Super Loan Integrated Qualifier (SLIQ™), you can also compare crucial qualification criteria such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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