As of 2026, in Seattle county of King, WA, the FHA loan limits stand at $977,500 for a single-family home. For two-unit properties, it's $1,251,400; for three units, $1,512,650; and for four units, it's capped at $1,879,850.
Conventional loans have maximum amounts of $977,500 for a single-family residence, increasing to $1,251,400 for two units, $1,512,650 for three units, and $1,879,850 for four-unit residences.
Use our FHA calculator to uncover today’s best FHA rates, determining required downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator provides a comprehensive view to compare FHA rates and terms against those of different loan programs. Review options like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans alongside FHA.
Lendersa® sources extensive data from thousands of lenders, swiftly aligning this information to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Seattle, county of King, WA, allows for comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To evaluate qualification needs like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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