For 2025, the FHA loan limit in Bethel, Kitsap, WA is $563,500 for a single-family home. For a property with 2-units, the limit increases to $721,400, for 3-units, it reaches $872,000, and for 4-units, it is $1,083,650.
The maximum conventional loan amount for a single-family residence is $726,200. It increases to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to check today’s best FHA rates and see the downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Explore and compare FHA with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® provides data from thousands of lenders and quickly aligns it with your financial profile and needs.
For 2025 in Bethel, Kitsap, WA, use the Loan Limits Comparison Table to assess FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $563,500 | $721,400 | $872,000 | $1,083,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $398,300 | $398,300 | $398,300 | $398,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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