During 2026, the FHA loan limit in East-Port-Orchard county of Kitsap, WA is set at $435,850 for a single-family home. For two-unit structures, the cap is $557,950, for three units it's $674,450, and for four units, it is $838,200.
For conventional loans on a single-family residence, the highest allowable amount is $548,250, rising to $702,000 for two units, $848,500 for three units, and maxing out at $1,054,500 for four-unit homes.
Our FHA calculator can help you find today's FHA best rates. It determines necessary downpayments, income, credit checks, reserves, and documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with all other loan programs. Explore comparisons of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® quickly pulls loan program data from numerous lenders and aligns it with your personal financial profile and requirements.
The Loan Limits Comparison Table for 2026 in East-Port-Orchard county of Kitsap, WA, includes maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification conditions like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $435,850 | $557,950 | $674,450 | $838,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $370,400 | $370,400 | $370,400 | $370,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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