In 2026, the FHA loan limits for Manchester county of Kitsap, WA, are defined as follows: $563,500 for a single-family home, $721,400 for properties with two units, $872,000 for three-unit homes, and $1,083,650 for four-unit residences.
The upper limit for conventional loans on a single-family home is $726,200. This rises to $929,850 for two-unit properties, $1,123,900 for three-unit homes, and tops out at $1,396,800 for four-unit buildings.
Leverage our FHA calculator to discover today’s top FHA rates. It helps determine the downpayment needed, income requirements, credit standards, reserves, and documents required to qualify.
The Lendersa® calculator provides a detailed comparison of FHA rates and terms against all other available loan programs. Investigate and compare options including Conventional loans, Jumbo options, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® gathers comprehensive loan data from thousands of lenders and quickly matches it to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Manchester county of Kitsap, WA, contrasts maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To analyze qualification factors like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $563,500 | $721,400 | $872,000 | $1,083,650 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $398,300 | $398,300 | $398,300 | $398,300 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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