As of 2026, in Blaine county of Whatcom, WA, the FHA loan limits are set at $603,750 for a single-family home. For properties with two units, the limit is $772,900; for three-unit homes, it is $934,250; and for four units, it reaches $1,161,050.
Regarding conventional loans, the highest amount for a single-family residence is $726,200. This increases to $929,850 for two units, $1,123,900 for three units, and to $1,396,800 for four units.
Our FHA calculator can help you access today's best FHA rates. Use it to ascertain the downpayment, income standards, credit requirements, reserves, and necessary documentation for qualification.
Using the Lendersa® calculator, you can compare FHA rates and terms with those of all other loan programs. Look into and contrast Conventional loans, Jumbo options, VA loans, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® quickly retrieves loan program data from thousands of lenders, aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Blaine county of Whatcom, WA, showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification factors like income, reserves, and credit, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $603,750 | $772,900 | $934,250 | $1,161,050 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $411,200 | $411,200 | $411,200 | $411,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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