In 2026, the FHA loan limits in Town-and-Country county, Spokane, WA are as follows: $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-units, and $685,400 for four-units.
The highest amounts for conventional loans are $548,250 for single-family residences, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Our FHA calculator can help you find today's best FHA rates and determine necessary qualification requirements including downpayment, income, credit, and reserves.
The Lendersa® tool allows side-by-side comparison of FHA rates with various loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently pulls loan data from numerous lenders, providing quick comparisons that match your financial profile.
Refer to the Loan Limits Comparison Table for 2026 in Town-and-Country county, Spokane, WA to compare maximum amounts for diverse loans like FHA, Conventional, Jumbo, USDA, and more. To assess qualification specifics, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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