For 2026, within Airway-Heights county of Spokane, WA, the FHA loan limits are specified as $356,362 for a single-family home, $456,275 for a duplex, $551,500 for a triplex, and $685,400 for a four-unit home.
Conventional loan maximums in this area are set at $548,250 for a single-family home, with limits for a duplex at $702,000, for a triplex at $848,500, and for a four-unit residence at $1,054,500.
Take advantage of our FHA calculator to explore today’s most favorable FHA rates and discover necessary requirements like the down payment, income levels, credit history, reserves, and all required documents to qualify.
Using the Lendersa® calculator, you can compare the FHA rates and terms against those of other loan programs. Dive into comparisons among options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all alongside FHA options.
Lendersa® accesses extensive lender databases, providing swift comparisons to match your unique financial requirements and goals.
Refer to the Loan Limits Comparison Table for 2026 for Airway-Heights county of Spokane, WA. It allows you to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed comparison of qualification criteria such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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