In 2026, the FHA loan cap set for Elk-Plain county within Pierce, WA amounts to $776,250 for single-family residences. This cap shifts to $993,750 for properties with two units, $1,201,200 for those with three units, and peaks at $1,492,800 for four-unit dwellings.
Concerning conventional loans, the highest permissible loan amount for a single-family residence reaches $776,250. This threshold extends to $993,750 for duplexes, $1,201,200 for triplexes, and achieves $1,492,800 for four-unit buildings.
Employ our FHA calculator to discover the competitive FHA rates of today, and accurately calculate the necessary downpayment, income level, credit score, reserves, and document requirements necessary to qualify.
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The versatile Lendersa® calculator equips you with the ability to contrast FHA rates and terms directly with those of other loan programs. This includes the opportunity to explore, in detail, Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all alongside FHA options.
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The Loan Limits Comparison Table for 2026 offers insights into the maximum amounts permissible across various loan types in Elk-Plain county of Pierce, WA. It includes a side-by-side comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To deeply compare qualification specifics, such as required income levels, savings reserves, and credit evaluations, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™), ensuring every aspect of your qualification process is covered.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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