For 2026, the FHA loan limits in Clover-Creek county, located in Pierce, WA, are set as follows: $776,250 for a single-family residence, $993,750 for two-unit buildings, $1,201,200 for three units, and $1,492,800 for four-unit homes.
The top amount for conventional loans on a single-family home is $776,250. For properties with two units, it's $993,750, for three units it's $1,201,200, and four-unit homes have a cap of $1,492,800.
Use our convenient FHA calculator to discover today's optimal FHA rates and to assess the necessary downpayment, income criteria, credit requirements, reserves, and documentation needed to qualify.
The Lendersa® calculator allows for comparison of FHA interest rates and conditions with every other available loan program. Dive into and assess, side by side, the possibilities with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money solutions alongside FHA.
Lendersa® promptly gathers data from a multitude of lenders to compare and contrast it with your own financial circumstances and requirements in mere seconds.
Using the Loan Limits Comparison Table for 2026 in Clover-Creek county, Pierce, WA, you'll find a side-by-side comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and maximum hard money loan amounts. To scrutinize qualification needs such as Income, reserves, and credit, employ Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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