For the year 2026, the FHA loan cap in Frederickson county of Pierce, found in WA, is set as follows: $977,500 for a single-family home. For properties comprising two units, the limit is $1,251,400, while three-unit buildings have a cap at $1,512,650, and for properties with four units, it reaches $1,879,850.
When considering conventional loans, the maximum permissible amount for a single-family residence stands at $977,500. This increases to $1,251,400 for duplexes, rises to $1,512,650 for buildings with three units, and is further extended to $1,879,850 for four-unit dwellings.
Our FHA calculator is a useful tool to equip you with current FHA rate data, offering insight into rates today. It allows you to determine necessary components for eligibility including downpayment, income level, credit standing, reserves, and important documentation.
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The Lendersa® calculator provides a comprehensive comparison of FHA rates and terms against a broad spectrum of other loan programs. You are encouraged to explore various options, including but not limited to, Conventional loans, Jumbo, VA loans, USDA loans, Non-QM, and Hard Money loans, alongside FHA offerings.
Lendersa® aggregates and analyzes loan program data drawn from thousands of lenders, delivering a detailed comparison that aligns with your specific financial profile and lending needs in a few short moments.
The Loan Limits Comparison Table for the year 2026 in Frederickson county of Pierce, within WA, displays a comprehensive comparison of maximum loan amounts across multiple categories. This includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To better evaluate qualification factors such as income, reserve requirements, and credit evaluation, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $713,000 | $713,000 | $713,000 | $713,000 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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