As of 2026, the FHA loan limit for a single-family home in the county of Grant, within Ephrata, WA, is $472,030. This limit is $604,400 for two-unit homes, $730,525 for three units, and $907,900 for four-unit properties.
Conventional loans for single-family residences cap at $726,200. For duplexes, the limit is $929,850, for triplexes it's $1,123,900, and for four-unit residences, the maximum is $1,396,800.
Explore today’s best FHA rates using our FHA calculator to understand down payments, necessary income levels, credit requirements, and the documentation for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with those of various other loan programs. Check out different options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA offerings.
Lendersa® swiftly processes data from thousands of lenders, tailoring comparisons to your specific financial situation and objectives.
For 2026 in Ephrata, Grant, WA, utilize the Loan Limits Comparison Table to contrast maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification criteria like income, reserves, and credit scores, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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