2026 FHA (Government Loans) Limits for Moses-Lake-North, Grant County, Washington

For 2026, FHA loan limits in Moses-Lake-North county of Grant, WA are defined as $356,362 for a single-family home, $456,275 for 2-unit properties, $551,500 for 3-unit homes, and $685,400 for 4-unit structures.

The maximum allowed loan amounts for conventional loans start at $548,250 for a single-family residence, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

To view today's top FHA rates and calculate downpayment, income, credit, reserves, and necessary documentation for qualification, use our FHA calculator.

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The Lendersa® calculator allows for comparison between FHA rates and those of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

With access to data from thousands of lenders, Lendersa® quickly aligns information against your personal financial profile and needs.

The Loan Limits Comparison Table for 2026 in Moses-Lake-North county of Grant, WA provides a comparison of maximum loan amounts across a variety of programs, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, HECM Reverse, and hard money loans. To explore qualification needs such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Moses-Lake-North county of Grant, WA

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Moses-Lake-North FHA Lenders

  • Community First Bank WA
  • 8131 W Grandridge Blvd, Kennewick, WA, 99336
  • Lends in Washington
  • Community First Bank started twenty years ago with a goal serving our community. We live here, work here and are run by a local board. We offer a full line of lending and business services to small businesses as well as consumer products including investment and trust services.If you want to get to know your banker we look forward to meeting you!

  • Desert Canyon Mortgage Company, LLC
  • 8500 W Gage Blvd, Suite A, Kennewick, WA, 99336
  • Lends in Washington
  • Desert Canyon Mortgage different from other lenders in town, besides being one of the few locally owned and operated mortgage brokers, is that our low prices, allows customers to save thousands of dollars in out-of-pocket closing costs compared to our competitors.brokers, is it We have two great locations to serve you"

  • Vision Mortgage
  • 7301 W. Deschutes Ave, Suite A, Kennewick, WA, 99336
  • Lends in Washington
  • Vision Mortgage was formed in 1994 by Michael and Gina Alvarez under their corporate name of Northwest Pacific Mortgage Corp. For over 24 years and counting Vision Mortgage has been considered one of Washington’s most experienced, knowledgeable and competitive mortgage brokerages that serve the Pacific Northwest.

  • N W Mortgage, LLC
  • 115 S 2nd St, Selah, WA, 98942
  • Lends in Washington
  • N.W. Mortgage, LLC, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.

  • Golden Years Reverse Mortgage
  • 402 E First St, Suite 107, Cle Elum, WA, 98922
  • Lends in Washington
  • Floyd D. Walker a.k.a. ""WALKER"" CEO/President
    Walker began his career in the mortgage business in 1985 in Honolulu, Hawaii. Through his creative thinking and hard work he quickly rose through the ranks and became vice president of Westover Pacific Mortgage Corporation, where he pioneered a number of successful marketing strategies.

  • Banner Bank
  • 10 S 1st Ave, Walla Walla, WA, 99362
  • Lends in Washington
  • Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank

  • Prime One Mortgage Corp.
  • 3305 W. Bismark Ave, Spokane, WA, 99205
  • Lends in Washington
  • At Prime One Mortgage Corp. We are glad you stopped by to check us out. Prime One Mortgage is a full-service Mortgage Broker offering home loans for purchase and refinance transactions in Washington and Idaho. Our company has provided mortgage loan services to thousands of satisfied people since 1997.

  • Heritage Home Loans
  • 1414 W Garland Avenue, Suite 109, Spokane, WA, 99205
  • Lends in Washington
  • We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.

  • Washington Trust Bank
  • 717 W. Sprague, Spokane, WA, 99201
  • Lends in Washington
  • Washington Trust Bank has strived to provide quality service and financial stability for our customers. Four generations of Stanton family leadership later, we continue to focus on integrity and commitment to community.As the oldest and largest privately-held commercial bank in the Northwest

  • Wheatland Bank
  • 222 N Wall St, Suite 100, Spokane, WA, 99201
  • Lends in Washington
  • Wheatland Bank, a locally owned community Bank with a regional footprint, is nationally recognized as one of the strongest Banks in the nation. With decades of experience in providing customized Banking services to businesses throughout eastern and central Washington, Wheatland Bank stands ready to help make your vision a reality.