For 2025, the FHA loan limit in Granite-Falls, located in the county of Snohomish, WA, is $776,250 for single-family homes, $993,750 for two-unit properties, $1,201,200 for three-unit houses, and $1,492,800 for four-unit buildings.
Regarding conventional loans, the upper borrowing limit for a single-family residence is $776,250. For dual-unit homes, it is set at $993,750, for three-unit structures it's $1,201,200, and for four units, the ceiling is $1,492,800.
Use our FHA calculator to discover the best FHA rates available today, and calculate necessary details such as downpayment, required income, credit, reserves, and the documentation needed to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms alongside other loan program options. Assess and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA plans for a comprehensive understanding.
With Lendersa®, data from thousands of lenders is swiftly processed to align comparisons with your specific financial profile and needs.
The Loan Limits Comparison Table for 2025 in Granite-Falls, county of Snohomish, WA facilitates comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification requirements such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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