In 2026, the FHA loan limits set for Hoquiam in Grays Harbor county of WA are outlined as follows: $472,030 is the cap for a single-family home, $604,400 for housing with two units, $730,525 for three-unit properties, and $907,900 for four-unit residences.
For conventional loans, the upper limit for a single-family residence is listed at $726,200, increasing to $929,850 for two-unit properties, $1,123,900 for three-unit homes, and topping out at $1,396,800 for those with four units.
Utilize our FHA calculator to access today’s top FHA rates, enabling you to calculate the necessary downpayment, income thresholds, credit score requirements, reserve amounts, and the requisite documents for qualification.
The Lendersa® calculator is an effective tool for comparing FHA rates and terms with those of other loan programs. It provides a comprehensive platform to explore and contrast FHA with Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan program data from thousands of lenders, promptly aligning it with your individual financial profile and requirements.
Access the Loan Limits Comparison Table for 2026 applicable in Hoquiam, county of Grays Harbor, WA. This table offers a detailed comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a thorough assessment of qualification criteria like income, reserve, and credit needs, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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