In 2026, the FHA loan limit in Ocean-Shores county of Grays Harbor, WA is $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
The cap on conventional loans for a single-family dwelling is $548,250, while it is $702,000 for two-unit residences, $848,500 for three units, and $1,054,500 for a four-unit home.
Utilize our FHA calculator to find today’s best FHA rates, and to figure out down payments, income qualifications, credit scores, reserves, and documents needed for eligibility.
Lendersa®'s calculator allows you to gauge FHA rates and terms alongside all other loans. Compare conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money deals with FHA.
Lendersa® quickly collects loan data from numerous lenders and matches it to your financial needs.
For 2026 in Ocean-Shores county of Grays Harbor, WA, the Loan Limits Comparison Table contrasts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To scrutinize qualification criteria like income, reserves, and credit, employ Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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