For 2026, the FHA loan limit in Central-Park, within Grays Harbor, WA is set at $356,362 for a single-family home. The limit extends to $456,275 for properties with 2-units, increases to $551,500 for 3-units, and reaches $685,400 for 4-units.
On the other hand, conventional loans have maximum amounts of $548,250 for a single-family residence, $702,000 for two-unit dwellings, $848,500 for three-units, and $1,054,500 for four-unit residences.
Our FHA calculator is available for you to check today’s leading FHA rates and to assess your needed downpayment, income, credit scores, reserves, and documents essential for eligibility.
The Lendersa® calculator allows you to compare FHA rates and terms alongside other loan program options. Examine programs like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, compared to FHA offerings.
Lendersa® compiles loan program data from thousands of lenders, promptly aligning it with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Central-Park, county of Grays Harbor, WA, assists in comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualification criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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