For the year 2025, the FHA loan limits in Woodland county, situated in Cowlitz, WA, are set at $472,030 for single-family homes, $604,400 for two-unit properties, $730,525 for three-unit buildings, and $907,900 for four-unit residences.
The maximum allowable amount for conventional loans on single-family homes is $726,200, with a two-unit cap at $929,850, a three-unit limit of $1,123,900, and up to $1,396,800 for four units.
Leverage our FHA calculator to uncover current best rates and evaluate all needed criteria such as down payment, income thresholds, credit score requirements, reserves, and necessary documentation to qualify.
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The Lendersa® calculator offers tools to contrast FHA interest rates and terms against other available loan programs. Compare the features of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with those of FHA options.
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The Loan Limits Comparison Table for 2025 in Woodland county of Cowlitz, WA helps compare maximum FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan sizes. To explore qualifications, including income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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