2025 FHA (Government Loans) Limits for Three-Lakes, Snohomish County, Washington

As of 2025, the FHA loan limit in Three-Lakes, Snohomish, WA is $776,250 for a single-family home, increasing to $993,750 for 2-units, $1,201,200 for 3-units, and $1,492,800 for 4-units.

The maximum for conventional loans on single-family residences is $776,250, rising to $993,750 for 2-units, $1,201,200 for 3-units, and $1,492,800 for 4-units.

Utilize our FHA calculator for today’s best rates and to see the required downpayment, income, credit, reserves, and documents for qualification.

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With the Lendersa® calculator, compare FHA rates with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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The Loan Limits Comparison Table for 2025 in Three-Lakes, Snohomish, WA helps contrast FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification factors such as income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Three-Lakes county of Snohomish, WA

SFR 2 Units 3 Units 4 Units
FHA $776,250 $993,750 $1,201,200 $1,492,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $776,250 $993,750 $1,201,200 $1,492,800
USDA $659,800 $659,800 $659,800 $659,800
VA $776,250 $993,750 $1,201,200 $1,492,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • West Seattle Mortgage, Inc.
  • 5400 California Ave SW, Suite B, Seattle, WA, 98136
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • BECU
  • 12770 Gateway Drive S, Tukwila, WA, 98168
  • As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions. Unlike many financial institutions, we aren’t owned privately. As a cooperative, we are owned by our members.
  • Adam Gilbert - Seattle Mortgage Brokers
  • 258 S 171st St, Burien, WA, 98148
  • Seattle Mortgage Brokers. We are here to serve you by guiding you through your new home purchase or refinancing, answering your questions, and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process in Washington State. You can find out more about us by filling out an application for a new mortgage.
  • Connection Credit Union
  • 10200 Silverdale Way NW, Silverdale, WA, 98383
  • Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
  • American First Lending Corp
  • 450 Port Orchard Blvd, Suite 220, Port Orchard, WA, 98366
  • American First Lending Corporation is a direct lender focused on superior execution and customer satisfaction. We pride ourselves in providing our clients with superior service while maintaining the highest standard of professional integrity in the ever changing residential lending landscape.
  • Kitsap Credit Union
  • 155 Washington Avenue, Bremerton, WA, 98337
  • Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.
  • Cascade Federal Credit Union
  • 18020 80th Avenue S, Kent, WA, 98032
  • Established in 1952, Cascade FCU originally served employees of the Cascade Division of the Great Northern Railway. Through railroad mergers, the Burlington Northern Santa Fe developed, which is our largest employee group. In 1982, credit union regulations began allowing credit unions to serve additional employee groups.
  • Rhonda Porter - Mortgage Master Service Corp.
  • 20425 72nd Avenue S, Suite 210, Kent, WA, 98032
  • Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and joined Mortgage Master Service Corporation as a Loan Officer in 2000 and began blogging in 2006. Mortgage Master Service Corporation (NMLS ID#40445) is owned by the Porter family.