As of 2026, the FHA loan limit in Three-Lakes, Snohomish, WA is $776,250 for a single-family home, increasing to $993,750 for 2-units, $1,201,200 for 3-units, and $1,492,800 for 4-units.
The maximum for conventional loans on single-family residences is $776,250, rising to $993,750 for 2-units, $1,201,200 for 3-units, and $1,492,800 for 4-units.
Utilize our FHA calculator for today’s best rates and to see the required downpayment, income, credit, reserves, and documents for qualification.
With the Lendersa® calculator, compare FHA rates with other loan programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly collects data from thousands of lenders, matching it to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Three-Lakes, Snohomish, WA helps contrast FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Assess qualification factors such as income, reserves, and credit using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| USDA | $659,800 | $659,800 | $659,800 | $659,800 |
| VA | $776,250 | $993,750 | $1,201,200 | $1,492,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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