FHA Loan Max Loan amount for Stanwood, Snohomish County, WA in 2025

In 2025, the FHA loan limits for Stanwood, within the county of Snohomish, WA, are figured to be $977,500 for a single-family dwelling. For a two-unit home, the limit is $1,251,400, for three units it's $1,512,650, and for four-unit properties, the maximum is $1,879,850.

Maximum loan amounts for conventional loans on a single-family property stand at $977,500. For two-unit houses, the limit is set at $1,251,400, for three units it is $1,512,650, and for four units, it is $1,879,850.

To find today's best FHA rates, use our FHA calculator to determine what is needed in terms of downpayment, income, credit rating, reserves, and documents for qualification purposes.

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Review Your Loan Choices in Stanwood, WA

With the Lendersa® calculator, you have access to compare FHA rates and terms alongside those of other loan programs. Delve into the options of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans together with FHA choices.

Lendersa® compiles data from a multitude of lenders, providing you with quick, tailored comparisons that fit your unique financial profile and needs.

Refer to the Loan Limits Comparison Table for 2025 in Stanwood of Snohomish, WA to assess and compare maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To inspect qualification requirements such as income, reserves, and credit criteria, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Stanwood county of Snohomish, WA

SFR 2 Units 3 Units 4 Units
FHA $977,500 $1,251,400 $1,512,650 $1,879,850
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $977,500 $1,251,400 $1,512,650 $1,879,850
USDA $713,000 $713,000 $713,000 $713,000
VA $977,500 $1,251,400 $1,512,650 $1,879,850
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Top Lending Team, LLC
  • 25 N Napa St, Spokane, WA, 99202
  • Top Lending Team is your resource for personalized mortgage solutions, fast customized quotes, great rates, and service with integrity Choosing a purchase loan product that matches your goals and making sure you get the best rate for your given scenario can feel like playing whack-a-mole.
  • Modus Mortgage
  • 140 S Arthur St, Suite 506, Spokane, WA, 99202
  • We've had the pleasure of serving you as K Loans since 2013, and we're looking forward to continue helping you achieve your home goals as Modus Mortgage (NMLS# 1028232). Don't worry though, only the name is changing. Whether you're buying or refinancing your home, need a pre-approval letter or have questions about the home loan process.
  • Old Republic Mortgage
  • 301 N. Union, Suite B, Newport, WA, 99156
  • Old Republic Mortgage help you obtain and guide you to your goal of homeownership. Old Republic Mortgage is driven by our core values of Respect, Transparency, and Scrappiness. Our game changing loan programs and specialty products create homeownership opportunities in the communities we serve.
  • First Choice Mortgage Co.
  • 4408 S. Park Lane, Spokane, WA, 99223
  • First Choice Mortgage Co. is a locally owned company that is centrally located on Spokane's South Hill. We have been one of the leading independent mortgage companies in all of WA & ID for the past seventeen years. First Choice Mortgage has been known for being innovative, honest, & for delivering service above & beyond our customer's expectations.
  • Heritage Home Loans
  • 1227 N Argonne Rd., Spokane, WA, 99212
  • We are a full service Mortgage Bank with loan products for Purchase and Refinance of Residential Real Estate. We offer in-house origination, processing, and underwriting to our clients to ensure their expectations are exceeded. Our main markets include Eastern and Central Washington as well as North Idaho down to Lewiston, ID.
  • Banner Bank
  • 10 S 1st Ave, Walla Walla, WA, 99362
  • Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank
  • Numerica Credit Union
  • PO Box 4000, Spokane Valley, WA, 99037
  • Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.
  • STCU
  • 1620 N. Signal Drive, Liberty Lake, WA, 99019
  • STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.
  • BEELINE MORTGAGE, LLC
  • 1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019
  • We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
  • Good Deeds Mortgage
  • 115 NW State St, Suite 302, Pullman, WA, 99163
  • At Good Deeds Mortgage, your loan will never be just another transaction. It’s what gets you and your loved ones into the home of your dreams. But it doesn’t stop there, it also provides shelter for the homeless, feeds starving children, helps mothers in need, and much more. We would be honored to have the opportunity to help find you.