In the year 2026, the FHA loan limits for properties in the county of Pacific, located in Raymond, WA are structured as follows: for a single-family home, the limit is $472,030. If you own a property with 2 units, the limit rises to $604,400. For those that have 3 units, you can expect a limit of $730,525, and if it's for 4 units, the maximum is set at $907,900.
The maximal loan amount you can obtain from conventional loans for a single-family residence stands at $726,200. For properties with 2 units, the limit increases to $929,850; when it comes to 3-unit properties, it reaches $1,123,900, and finally, for those with 4 units, it stretches to $1,396,800.
To view the best current FHA rates and determine the downpayment, income, credit, reserves, and documentation required for qualification, please use our FHA calculator available on the site.
The Lendersa® calculator is the perfect tool to compare FHA rates and terms alongside a variety of other loan programs. Take time to explore and investigate different offerings, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, all in tandem with FHA loans.
Lendersa® rapidly compiles loan program data sourced from thousands of lenders, which it then swiftly matches against your individual financial profile and specific needs, providing a seamless comparison process.
For information on loan limits, consult the comprehensive Loan Limits Comparison Table for 2026 available in Raymond county, Pacific, WA, which puts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps side by side. Furthermore, to delve into qualification requirements such as income, reserves, and credit standards, take advantage of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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