For the year 2026, the FHA loan limits in Rochester county, situated within Thurston, WA include: $546,250 for single-family homes, extending to $699,300 for 2-unit structures, $845,300 for 3-unit buildings, and concluding at $1,050,500 for 4-units.
In contrast, conventional loans have maximum amounts established at $726,200 for single-family residences, rising to $929,850 for properties with 2 units, $1,123,900 for 3-units, and ultimately reaching $1,396,800 for buildings with 4 units.
Use our FHA calculator to view today’s optimal FHA rates and determine vital factors like the downpayment, income requirements, credit status, reserves, and necessary documents for qualification.
The Lendersa® calculator allows borrowers to compare FHA rates & terms with those from all other loan programs. Evaluate and weigh options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans in relation to FHA offerings.
Leveraging an extensive database sourced from thousands of lenders, Lendersa® provides rapid, tailored comparisons that match your specific financial profile and needs.
Access the Loan Limits Comparison Table for 2026 for Rochester in Thurston, WA to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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