In 2026, FHA loan limits in Olympia county, Thurston, WA, are set at $546,250 for a single-family home, $699,300 for two units, $845,300 for three units, and $1,050,500 for four units.
The maximum for conventional loans is $726,200 for a single-family home, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to access today’s best FHA rates and determine the needed downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator lets you compare FHA rates with those of other loans. Explore options like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® gathers data from thousands of lenders, swiftly aligning it with your financial profile.
View the Loan Limits Table for 2026 in Olympia, Thurston, WA, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money. Use Lendersa® SLIQ™ for assessing qualification needs such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $546,250 | $699,300 | $845,300 | $1,050,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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